Lake of the Ozarks BEST Realtors®!


In order to provide the best service in the industry, Fran Campbell Johnson has assembled a top-notch real estate team to make sure every step of your transaction is handled by a professional.  Our team of consultants provides you with the communication and service you deserve throughout your entire experience!  By having a team, we enhance the value of service we provide.



Fran has been a Lake Area resident and business owner for 40 years.  Fran has a lively, vivacious drive for life and is passionate about people and her community.  The goal of her website is to bring you one click closer to your home and comfortable living surroundings.

Fran’s love of the Lake area and her 29 years experience as a Lake area Realtor®, bring a level of enthusiasm her clients enjoy. Fran enjoys working with her clients to make their lake dreams a reality!  Her expertise in sales, marketing and negotiating mean her clients can rest assured they are in good hands. Fran has earned the RE/MAX Hall of Fame Award, Diamond Club Award, LeadStreet Power User Award and many other honors. Fran’s dedication to her profession is evident in her numerous designations including Certified Residential Specialist (CRS), Certified Luxury Home Marketing Specialist (CLHMS), Accredited Buyer Representative (ABR®), and also Certified Distressed Property Expert (CDPE).

She is confident her team will always work hard to ensure clients are completely satisfied. Fran is a true believer in embracing technology to help transactions run efficiently.  Whether it is using the latest photo editing software to make her listings standout or making use of digital signature programs so busy clients can sign-on-the-go, she is always moving forward towards what is cutting edge in the industry.  She credits her years of experience in real estate, as well the top-notch team of real estate professionals she has assembled at the Fran Campbell Team, with her tremendous success despite changes in the market.



Debbie specializes in lake front properties and condos.  As your realtor, she will guide you through the process of buying or selling your home to make it as easy and satisfying as possible.  Debbie is committed to fulfilling your needs with the highest level of professionalism, expertise and service.  Her commitment to client satisfaction is the foundation/basis from which a solid business relationship is built.

As your realtor, Debbie is interested in what is best for you, the client, and is committed to establishing a long-term relationship based on trust.  She takes pride in being knowledgeable, obtaining continuing education and keeping current with changes in the industry that affect the success of your transaction.  

Helping people make one of their most important decisions is a serious responsibility, but something she enjoys.  Debbie’s enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.  She is committed to getting the job done right.

Virginia is a native of the Ozarks and has always loved the natural beauty of the Lake of the Ozarks.  She has been a highly successful Realtor at the Lake since 1994.

Virginia believes in the value of continuing education in the real estate industry.  She holds her Broker’s license and has earned her Accredited Buyer Representative designation (ABR) & Certified Distressed Property Expert (CDPE).  She is a graduate of the Luxury Home Institute, and most recently obtained her Resort & Second Home Property  Specialist designation (RSPS), to better serve her clients. 

Growing up in Missouri has taught Virginia that working hard, being honest and following through on the things you’re going to do are the only ways to conduct yourself in business.


















A native of St. Louis, Billi received her Masters Degree in Economics from the University of Missouri-St. Louis.  Billi has been a full-time resident of the Lake of the Ozarks since 1994. 

Since that time, Billi has been one of the top Realtors at the Lake of the Ozarks specializing in luxury homes, Lake homes and condominiums. 

Billi recently earned the very rare achievement of being named the RE/MAX Lake of the Ozarks  Team Member of the Year for production in 2012, 2013, and 2014.  With her outstanding production, dedication to her clients and profession, she has proven again, and again, that she is the BEST of the BEST.

Billi is highly qualified to assist buyers and sellers in successfully achieving one of their most important financial and personal goals—the purchase or sale of their property at the Lake of the Ozarks. 



Tammy Rosenthal is a 1995 graduate of MSU with a Bachelors degree in Biology. Tammy and her husband Dale along with their son Nick relocated to the Lake of the Ozarks in 2005. In the lake area there was not an opportunity for her to obtain a position using her degree.

In 2006, Tammy joined the Fran Campbell Team. Tammy started out as the office manager and closing coordinator. Soon she realized that she really enjoyed the Real Estate profession and decided that it was time for her to take the next step and obtain her Real Estate license.  

As the closing coordinator for the Team, she learned what it takes to get to the closing table. With this experience Tammy can ensure that your transaction will go as smoothly as possible

Tammy has a deep understanding for her clients needs and brings professionalism and knowledge. She is extremely personable which help make her clients feel very special. Her clients truly enjoy working with Tammy.